What is the benefit of having Ember Advisory Group enroll my employees in health insurance?
Having Ember Advisory Group enroll your employees provides them with access to affordable health insurance options through the marketplace, often at no cost to the business. This can improve employee satisfaction, reduce turnover, and ensure your team is healthier and more productive.

Why Health Insurance is Important:
Health insurance is crucial for ensuring that your employees have access to necessary medical care, protecting them from high medical costs, and providing peace of mind. By allowing us to assist with the enrollment process, you are offering a significant benefit to your team, helping them stay healthy and focused on their work.

How much does it cost for Ember Advisory Group to come out and enroll my employees?
Our service is provided at no cost to your business. We offer free consultations and enrollment assistance for your employees.

What do my employees need to bring for the enrollment session?
Employees should bring a government-issued ID and know their Social Security number. If they have family members who need coverage, we will also need the Social Security numbers of those family members.

What if some employees cannot attend the on-site enrollment session?
Employees who cannot attend the on-site enrollment session can schedule a phone appointment at their convenience. Our consultations are free, and we are flexible with scheduling to accommodate everyone.

How long does the enrollment process take for each employee?
Each enrollment typically takes about 10-15 minutes per person. We aim to make the process as efficient and smooth as possible.

Will there be any educational information provided to my employees?
Yes, we begin the enrollment session with a short 10-minute presentation that explains marketplace plans and the benefits they offer, such as the premium-reducing tax credit.

What are the Open Enrollment Period (OEP) dates?
The Open Enrollment Period for health insurance is from November 1st to December 15th. It is important to take advantage of this time to review and enroll in health insurance plans.

What happens if an employee misses the Open Enrollment Period?
If an employee misses the Open Enrollment Period, they may still be eligible for a Special Enrollment Period (SEP) if they have a qualifying life event, such as a change in family status or loss of other coverage.

Is the information my employees provide kept confidential?
Yes, Ember Advisory Group adheres strictly to HIPAA guidelines, ensuring that all personal information is handled with the utmost care and confidentiality.

Do you offer support after the initial enrollment?
Absolutely. We follow up with each individual to ensure they understand their benefits and assist with any further questions or needs. We are committed to providing ongoing support.

What if we hire new employees after the enrollment session?
We are always available to assist new hires with their health insurance needs. Simply pass along our contact information, and we can schedule a free consultation with them.

How do I schedule an enrollment session for my employees?
To schedule an enrollment session, please contact us at 561-318-4334. We will work with you to find a convenient time and date for your team.

What if my employees have questions after the enrollment session?
We are here to assist with any questions your employees may have after the enrollment session. They can reach out to us at any time for support and guidance.

Do you provide any materials or refreshments during the enrollment session?
Yes, we bring refreshments and can also provide tables and chairs if needed to ensure a comfortable and welcoming environment for your employees.

Is there any obligation for my business to continue using your services?
No, there is no obligation for your business. We aim to provide valuable assistance to your employees, and you can choose to use our services as needed.

What is the difference between marketplace plans and employer-sponsored plans?
Marketplace plans are health insurance plans offered through the Affordable Care Act (ACA) exchanges, often with premium-reducing tax credits. Employer-sponsored plans are typically provided directly by employers. Our service helps employees who may not have access to affordable employer-sponsored plans or who are ineligible for them.

How does Ember Advisory Group assist part-time employees?
Part-time employees often do not qualify for employer-sponsored health insurance. We help them access affordable marketplace plans, ensuring they still have coverage.

What should I tell my employees about the enrollment session?
Inform your employees about the scheduled enrollment session, what they need to bring, and the benefits of enrolling in a health insurance plan. Encourage them to take advantage of this opportunity.

Why is it important for my employees to have health insurance?
Health insurance ensures that your employees have access to necessary medical care, protecting them from high medical costs and providing peace of mind. It contributes to their overall well-being and productivity.

How do I contact Ember Advisory Group for more information?
For more information or to schedule an enrollment session, please contact us at 561-318-4334 or visit our website at www.emberadvisorygroup.com. We are here to assist you and your team.